CHAPTER 1 - Identifies and defines relevant terminology — heating system, venting system, flue gases, chimney, vent. Types of chimneys -- metal, factory-built, and masonry -- are identified and their construction discussed. Chimney performance requirements are listed. The purpose and function of flue lining are detailed. Flue lining systems are described, and alternatives are identified.
CHAPTER 2 - Chimney Fire is defined and sources and causes are identified. Fuels and other combustibles — creosote, wood, soot — are identified and discussed. Thermal characteristics of chimney fires and the evidence that a chimney fire has occurred are presented. The potential damage to the chimney, to other objects, and to the house are detailed.
CHAPTER 3 - Thermal damage to clay flue lining is described. Thermal stress theory and concepts are identified, including stress resistance, steady state conditions, transient conditions, and thermal shock. Also included are discussions of how the shape of the flue influences damage caused by chimney fires.
CHAPTER 4 - A guide to the evaluation of chimney fire damage, emphasizing the importance of searching for and verifying evidence of causes and effects of chimney fires. Also, evaluation of other possible causes of chimney damage —lightning, thermal expansion, material fatigue, moisture, weathering, freeze/thaw damage, flue gases, condensation, rotational and differential settlement.
CHAPTER 5 - Application of insurance to chimney fire damage, Identification of available homeowners’ policies and their provisions and coverage. Coverage for damage under the fire peril is detailed. Procedures and criteria for recognition and evaluation of a valid chimney fire claim are discussed, as are arguments not relevant to proper consideration of insurance coverage.