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NFPA, Fire Analysis and Research Division, Quincy, MA

Electronic cigarettes (e-cigarettes) are battery-operated devices that deliver nicotine in a vapor form by heating a solution commonly comprised of propylene glycol, nicotine, and flavoring ingredients. Since entering the U.S. market in 2007, e-cigarettes have attracted a growing supply of consumers, with sales increasing from $20 million in 2008 to approximately $1.5 billion in 2014. 1 The U.S. Centers for Disease Control and Prevention found that 12.6 percent of U.S. adults reported ever trying an e-cigarette in 2014. 2 Ecigarette sales are projected to further increase in the years ahead.

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Related article - The regulatory crack has closed:  FDA is now regulating E-cigarettes

From Out of the Abyss...

This week’s article from the past is titled Incendiary Fires Can Be Spotted and was written by Benjamin Horton, CPCU, who was President of the National Adjuster Traing School in Louisville, Kentucky..  It is taken from the Decembe 1968 Vol. XVI No.5 issue.

Incendiary Fires Can Be Spotted 

In the new issue of NFPA Journal®, President Jim Shannon said the Association will focus on the leading causes of home fires, including cooking. "We also need to continue to push hard for home fire sprinklers. That's still a large priority for NFPA, and we plan to work very aggressively in 2014 on our residential sprinkler initiative," he said.

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NFPA 921, Guide for Fire and Explosion Investigations plays a fundamental role in fire and explosion investigations. A new edition of NFPA 921 is scheduled to be published in 2014. For years, this document has played a critical role in the training, education and job performance of fire and explosion investigators. It also serves as one of the primary references used by the National Fire Academy to support its fire/arson-related training and education programs. It is imperative that investigators understand the scope, purpose and application of this document, especially since it will be used to judge the quality and thoroughness of their investigations.

NFPA 921, Guide for Fire and Explosion Investigations plays a fundamental role in fire and explosion investigations. A new edition of NFPA 921 is scheduled to be published in 2014. For years, this document has played a critical role in the training, education and job performance of fire and explosion investigators. It also serves as one of the primary references used by the National Fire Academy to support its fire/arson-related training and education programs. It is imperative that investigators understand the scope, purpose and application of this document, especially since it will be used to judge the quality and thoroughness of their investigations.

Read more...

 

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CCAI Training Seminar

March 6-8, 2017

 The focus will be on Report Writing, Arc Mapping and Ignition Sources, Social Media as an Investigative tool, Fundamentals and more.

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Meet the Candidates

Moving in as President is Mike O'Brien 

Moving in as First Vice President is Tom Allen

Running for Second Vice President

Troy Morrison and E.R. "Scotty" Baker 

Running for the two Director positions

Russ Bohse, Tom DerbyJohn Kitchens

Practical Approaches for Recouping Good Faith Payments

Larry-Arnold-article

by: Larry Arnold

Faced with growing losses, insurance companies are focusing on fraud management and implementing risk mitigation controls, while at the same time remaining cognizant of their duty of good faith to policyholders.  So what happens when an insurer makes good faith payments on legitimate elements of an insurance claim but subsequently uncovers fraud in other elements of the claim?  Is the insurer entitled to recover all monies paid as part of the claim?  Or only the amount paid in reliance on the insured's misrepresentations?

Previously, there was no clear answer.  It was safe to assume that an insurer could recover monies paid on a claim under the right circumstances – the difficulty occurred when trying to recover payments made prior to the established fraud date.  For example, in California, the insurance code states, “If a representation is false in a material point, whether affirmative or promissory, the injured party is entitled to rescind the contract from the time the representation becomes false.”

Recent trial court rulings in favor of insurance companies, however, are changing the claims landscape.  These rulings will impact the way insurance companies handle genuine claims that are subsequently tainted by fraud, encouraging them to be proactive in recouping good faith payments.

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Water and Burning Cooking Oil

The three pictures below show the effect of putting one cup of water in a pan of one cup of oil on fire. You should always choose to cover the burning pan with a lid or cookie sheet and then turn off the burner. If you put water on the oil fire, the effects will almost always be deadly.

Submitted by Troy Morrison PIO CCAI

oil_water_fire1

 oil_water_fire2 oil_water_fire3

Surviving fires: How common mistakes can lead to devastating fires

Shared by Jamie Novak, St Paul Fire Department

Surviving_firesCOON RAPIDS, Minn. - Fire does not schedule home visits, nor do firefighters arrive by appointment.

In the interest of fire safety, we decided to change that.

During two days of shooting, a crew of firefighters and KARE 11 photographers with a dozen cameras gathered at the most deadly place for fires in Minnesota: home.

Jamie Novak, a St. Paul Fire investigator, helped us locate a three-bedroom rambler in Coon Rapids that was already scheduled for demolition.

Read more and watch the video

Cooking fires: do you know what to do?

Shared by Jamie Novak, St Paul Fire Department

cooking-oil-fireST. PAUL, Minn. - If anyone knew her way around a kitchen, it was Wille Mae Coleman. No one could count the number of times she'd fried chicken for supper. Then last August, alone at the stove in her apartment, the 75-year-old grandmother died doing it.

"I vividly remember getting the phone call," says her son Don Coleman, somberly. "Very difficult, that's my mother." Wille Mae suffered serious burns on 70 percent of her body. He was with his mother at Regions Hospital when she died.

Read more and watch the video

Investigators: Fire safe smokes?

Shared by Jamie Novak, St. Paul Fire Department

safe_smokesMysterious house fires are happening a lot more than officials had expected, and so-called "fire safe" cigarettes are a common culprit.  FOX 9 Investigator Jeff Baillon found the special paper that's supposed to "self-extinguish" can still be a smoldering risk, and lawmakers are now looking into it.

Watch the video

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