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Andrew T. Tinsley, MS, EI, CFEI
Eastern Kentucky University, USA
Michael Whaley, Criminal Investigator Tennessee Department of Agriculture, USA
David J. Icove, Ph.D., PE, CFEI University of Tennessee - Knoxville, USA

ABSTRACT

The investigation of hay fires has long been a challenge for the fire service.  Fires of this type are notoriously difficult to extinguish and usually require allowing the fire to run out of fuel (or the use of heavy equipment and large volumes of water).  Inherently, this creates a “black hole” for fire investigators as they are often left with little more than witness statements to base their conclusions on.  As a result, many hay fires are attributed to spontaneous combustion for lack of a better explanation.  One of the traditional indicators of spontaneous combustion that fire investigators have relied upon in the past is the formation and/or presence of hay clinkers.  Several reliable sources indicate the formation of hay clinkers is an event which is mutually exclusive to spontaneous combustion.  After a string of suspicious cases in which hay clinkers were discovered, the Tennessee Department of Agriculture’s Criminal Investigation Division conducted a series of field tests.  The results of these field tests indicate that hay clinker production is possible with an external ignition source and should not be utilized as an indicator of fire cause.

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Description

This recall involves Homelite 12 amp electric blower vacuums with model numbers UT42120, UT42120A and UT42121. Model numbers are located on a label on the left side of the red motor housing. The blower vacuums are red and black. “Homelite BlowerVac 2 Speed Powerful 220 MPH” is printed on the side of the motor housing and on the black plastic blower tube.

See full details at CPSC

Description

This recall involves Expert Gardener 12 amp electric blower vacuums with model numbers 20254EG, 20254EGA, 20254EGB, 20254EGBC, 20254EGC and 21254EG. Model numbers are located on a label on the left side of the motor housing. The blower vacuums are green and black. “Expert Gardener” and “Blower Vac 2 Speed Quiet 150 MPH Powerful 220 MPH” are printed on the side of the green motor housing and on the black plastic blower tube.

See full details at CPSC

In the new issue of NFPA Journal®, President Jim Shannon said the Association will focus on the leading causes of home fires, including cooking. "We also need to continue to push hard for home fire sprinklers. That's still a large priority for NFPA, and we plan to work very aggressively in 2014 on our residential sprinkler initiative," he said.

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UNDER ADVISEMENT RULING

The Court has had under advisement Plaintiff Barbara A. Sloan’s (“Sloan”) Rule 60 Motion.  Having read and considered the briefing and having heard oral argument, the Court issues the following ruling.

Ruling Document 

Description

This recall involves four types of DD branded single-wick candles: Mason jars in 5- and 12- ounce sizes, decorative jars in 10- and 20-ounce sizes, 13-ounce coffee tins and 13-ounce jars with a holiday theme. The candles were sold in a variety of fragrances and colors.

The 5-ounce Mason jars are 2.25 inches wide by 3.75 inches high. The 12-ounce Mason jars are 3 inches wide by 5 inches high. The jars have gray metal lids. The DD logo and the word Handcrafted are in raised letters on the front of the jars. The candle fragrance and size are printed on a hang tang attached to the mouth of the jars.

The 10-ounce decorative jars are 4 inches wide by 3 inches high. The 20-ounce decorative jars are 5 inches wide by 4 inches high and hold a candle. The jars have gray metal lids with the DD logo in raised letters on the top. The candle fragrance and size are printed on a rectangular label on the front of the jar.

The 13-ounce coffee tins are 3.5 inches wide by 4 inches high and have a silver metal lid. The candle size and fragrance are printed on a label that wraps around the outside of the tin.

The 13-ounce holiday candle jars are 3.75 inches wide by 4 inches high and have silver metal lids with the DD logo in raised letters on the top.  The DD logo inside a floral wreath, the fragrance and size are printed directly onto the front of the jar in silver.

See the full details at CPSC


Practical Approaches for Recouping Good Faith Payments

Larry-Arnold-article

by: Larry Arnold

Faced with growing losses, insurance companies are focusing on fraud management and implementing risk mitigation controls, while at the same time remaining cognizant of their duty of good faith to policyholders.  So what happens when an insurer makes good faith payments on legitimate elements of an insurance claim but subsequently uncovers fraud in other elements of the claim?  Is the insurer entitled to recover all monies paid as part of the claim?  Or only the amount paid in reliance on the insured's misrepresentations?

Previously, there was no clear answer.  It was safe to assume that an insurer could recover monies paid on a claim under the right circumstances – the difficulty occurred when trying to recover payments made prior to the established fraud date.  For example, in California, the insurance code states, “If a representation is false in a material point, whether affirmative or promissory, the injured party is entitled to rescind the contract from the time the representation becomes false.”

Recent trial court rulings in favor of insurance companies, however, are changing the claims landscape.  These rulings will impact the way insurance companies handle genuine claims that are subsequently tainted by fraud, encouraging them to be proactive in recouping good faith payments.

Read more...

Water and Burning Cooking Oil

The three pictures below show the effect of putting one cup of water in a pan of one cup of oil on fire. You should always choose to cover the burning pan with a lid or cookie sheet and then turn off the burner. If you put water on the oil fire, the effects will almost always be deadly.

Submitted by Troy Morrison PIO CCAI

oil_water_fire1

 oil_water_fire2 oil_water_fire3

Surviving fires: How common mistakes can lead to devastating fires

Shared by Jamie Novak, St Paul Fire Department

Surviving_firesCOON RAPIDS, Minn. - Fire does not schedule home visits, nor do firefighters arrive by appointment.

In the interest of fire safety, we decided to change that.

During two days of shooting, a crew of firefighters and KARE 11 photographers with a dozen cameras gathered at the most deadly place for fires in Minnesota: home.

Jamie Novak, a St. Paul Fire investigator, helped us locate a three-bedroom rambler in Coon Rapids that was already scheduled for demolition.

Read more and watch the video

Cooking fires: do you know what to do?

Shared by Jamie Novak, St Paul Fire Department

cooking-oil-fireST. PAUL, Minn. - If anyone knew her way around a kitchen, it was Wille Mae Coleman. No one could count the number of times she'd fried chicken for supper. Then last August, alone at the stove in her apartment, the 75-year-old grandmother died doing it.

"I vividly remember getting the phone call," says her son Don Coleman, somberly. "Very difficult, that's my mother." Wille Mae suffered serious burns on 70 percent of her body. He was with his mother at Regions Hospital when she died.

Read more and watch the video

Investigators: Fire safe smokes?

Shared by Jamie Novak, St. Paul Fire Department

safe_smokesMysterious house fires are happening a lot more than officials had expected, and so-called "fire safe" cigarettes are a common culprit.  FOX 9 Investigator Jeff Baillon found the special paper that's supposed to "self-extinguish" can still be a smoldering risk, and lawmakers are now looking into it.

Watch the video

More Articles...

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